
#HowTo save? How to #budget? What are the good #investments for beginners? All your #finance questions answered by my CPA / banker sister.
00:00 - Intro
02:03 - How to manage financial wisely?
02:37 - Is buying a house always a good investment vs. renting?
03:17 - Why do a lot of people ignore buying an insurance and what do we get when we invest on it?
04:17 - Is there any type of insurance that you can actually benefit from even if nothing happens to you?
04:59 - What are your tips on saving money? Like how many percent should I put to needs, savings, investments, etc.?
07:12 - What bank should you consider when you decide to finally open an account?
08:50 - Savings advice to a fresh grad?
09:43 - Where to invest for beginners?
10:55 - How do you manage finances when you're only earning minimum wage?
12:37 - When is the best time to get a 2nd life insurance?
13:17 - Over budget for expenses, do you splurge it or return it as part of savings?
14:15 - What is the best budgeting technique for students?
15:16 - What's the best investment option now amidst the pandemic?
15:28 - How to build a credit score?
16:03 - How do you get over the fear or the anxiety that comes with your first investment in financial instruments?
16:48 - Best investment that has guaranteed returns?
17:22 - Which is more important to a 30 y/o woman, health or life insurance?
19:35 - What's your formula for your emergency fund?
21:41 - How do you diversify your finances?
22:17 - If base salary is just a minimum 18k, what's the best way to manage it?
23:21 - How to choose a credit card?
25:44 - How to get away from overspending?
26:41 - Tips on how to save for yourself when you're also the breadwinner?
27:11 - How do you know if it's a good time to splurge or not?
27:22 - Where to start if I want to invest in the stock market? How do I do it?
28:10 - Banks savings vs. insurance?
28:43 - Where to start investing modest amounts if you're not yet comfortable or learned with stocks?
29:01 - How to choose a good insurance?
30:15 - Advice for impulsive buyers?
31:07 - If you're planning to buy a P400k chanel bag, how much money should you at least have?
31:33 - When is the best time to invest in housing?
32:09 - What do you think of digital banks like CIMB, ING as a medium of saving your money?
32:36 - House or car? Which should a young adult buy first?
33:27 - If salary is barely enough for family expenses? What should I do with the little extra, save or invest?
34:00 - Pros and cons of getting yourself a life insurance?
35:15 - Do you think luxury brands are good investments?
36:08 - Is opening a lot of different bank accounts for savings practical?
36:38 - If on a semi tight budget and in a small business, invest more in the business to expand or buy stocks?
37:20 - Advice on getting insurance for people who don't have a high paying job?
37:56 - Is real estate investment still worth it?
38:35 - Tips for those experience quarter-life crisis and struggles to be financially stable?
39:34 - Financial advise for people in their 20s?
39:56 - Where to start in savings and what to invest when you're not so young anymore?
40:33 - How to convince siblings to get insurance plan?
40:54 - In your opinion, when is the good time to treat yourself?
41:04 - I'm 17, is it possible for me to invest as early as now?
41:09 - Do you recommend to buy VUL insurance or just traditional?
41:36 - Is it okay to borrow from your savings?
42:02 - Thoughts on putting most of your savings in the bank?
42:34 - What is something you wish you knew when you were young before you started investing?
43:30 - What to do first save, invest or pay off debt or do it all together?
44:05 - Aside from banks that only give .5% to 4% interest, where else can I put my emergency fund?
44:30 - What are your words of wisdom to youngsters out there?
New uploads every Saturday 10:15AM GMT+8 and every other Wednesday 5:00PM GMT+8.
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Music: All music listed below are from Epidemic Sound
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Taken for a Fool - Marc Torch
The Red Light Special - Matt Large
Tequila Sunrise - Guustavv
Tiny Room Bop - [ocean jams]
A Hundred Miles - Plain Strolls
A Dolphin Serenade - Josef Bel Habib
A Toast 2 Life - Matt Large
Bright Velvet - Got Jax
Come to This - A Month of Sleep
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Edited by: Joanna Pascual
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#CamilleCo
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